Childcare vouchers are a government initiative designed to help working parents pay for childcare. You can convert part of your salary into vouchers before your usual tax and NI contributions are taken. This means that you only have to pay the tax and NI on what’s left, saving you up to £933 per year.
Both parents can take advantage of the scheme, so you could make a joint saving of up to £1,866 per family.
Childcare vouchers can be used to pay any Ofsted (or equivalent) registered childcare providers, which can include nurseries, childminders, nannies, play schemes, out-of-hours school clubs and holiday camps, as well as certain elements of Independent school fees.
Primary and Secondary
When postings result in multiple moves from one school to another or between different educational systems, getting a suitable school place can be difficult.
Most children from military families serving in the UK attend their local civilian school, but some have the opportunity to attend boarding schools, some of which are specifically for Service children.
The Children’s Education Advisory Service (CEAS) can help advise Service personnel and their families on schooling matters, providing expert and impartial advice about the education of Service children.
Read more here.
Taking your child out of school during term time
If you have R&R or POTL coming up then apply in advance to the head teacher to consider the circumstances i.e. that leave isn’t flexible therefore cannot necessarily be taken in the normal school holidays. Several things will be taken into consideration including the number of days your child has missed so far that year. Authorising absence is the school’s decision, not a parental right and it’s also worth noting that Local Authorities (LA’s) can issue penalty notices and fines. Look on your LA website for more details.
If you are having difficulty securing time off for your child, please contact the Army Families Federation’s Education and Childcare Specialist, Lucy Scott at email@example.com
If your serving family member is in the Navy, please contact the Navy Families Federation
Similarly, If your family member is in the RAF, please contact the RAF Families Federation
Family holiday breaks – From The Royal British Legion
The Legion provides families of serving and ex-Service personnel the chance to take a week-long break and get away from the stresses and strains of everyday life.
We offer holidays between Easter and the October half-term each year; in 2015, this is 20th March to 31st October. We normally organise the holidays on a Friday-to-Friday basis, but can look into other options where necessary.
Our Break Centres in Bridlington, Southport, Portrush and Weston-Super-Mare as well as some of the UK's top holiday providers, aim to give families a week of fun, activities, exciting day-trips and memorable experiences, all in traditional British seaside resorts.
Find out more here.
A new baby changes everything, including your income and spending. You might be surprised how someone so small can affect your money so much!
It may not be the first thing on your mind, but planning ahead is key to staying on top of your finances and our MoneyForce service helps you to do this.
Find out what financial help is available in State benefits and allowances and what you'll get while on Maternity, paternity or adoption leave.